Layaway Plans for Holiday 2012

Introduction

In an attempt to better cater to customers and their financial needs, several retailers have made layaway an available option for their shoppers once more. Surprisingly, plans have started to get competitive. Feeling the pressure from the “no fee” layaway Sears, Kmart and Toys R Us were boasting, Walmart recently reduced their initial $15 service fee down to $5 after feeling outmatched by the competition. Sure, it’s a great year for layaway, but which stores offer the most shopper-friendly rates? More importantly, is layaway your best option? This guide will break down the layaway plans of several retailers and offer some insight into why it may or may not be the right option for you.

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November 2, 2012
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